Tag Archives: Insurance

 

Are you planning to open a business? Or, preparing for a renovation for your commercial space? Well, I guess your retail space would require a fresh coat of paint. And, if you are wondering whether you should hire commercial painters, here are some reasons why you should just go for it!

#1. Design and Aesthetics

Working Spaces Portfolio Project - Fishtech Office Space Design

Who wouldn’t recognize the iconic yellow-red-black color palette of McDonald’s?

When it comes to the purpose of your building, did you know that the color scheme plays a crucial role? And, only Paint Central Florida can help you to create the perfect aesthetic for your building.

Color experts, as their name suggests, will know which colors will suit your building type. Whether it’s for an office space, a hospital, a hotel or even an educational institution, they can match existing colors or find new ones to regenerate your building.

#2. High-Quality Work

Painters and Decorators: How to Find the Right One | Homebuilding

“Experience always counts.”

What if you hire just anyone to paint your business’s space? Well, you might end up with some very bad surprises.

Now, you cannot also consider regular house painters as there is a sharp contrast between residential and commercial painting and it all comes down to quality. Just because walls need to be painted and similar equipment such as paint, ladders and brushes are required doesn’t mean that house painters can do the same job as commercial painters. Yes, these residential painters might be trained and good at their job, but they do not have that same set of skills and experience as commercial painters.

At Paint Central Florida, for example, you will be provided with experienced workers who can execute outstanding and high-quality paint jobs faster than a traditional residential painter.

#3. Equipment and Technology

145,412 Industrial Painting Stock Photos, Pictures & Royalty-Free Images -  iStock

You cannot hire commercial painters that always seem to borrow ladders and sprayers or have to track down power washers.

Painting requires more than just paintbrushes. It is important for the team to be well equipped with everything they need to make your commercial space look the best. For example, they should be well-stocked with safety gear, caulk, patching tools, painting applicators and spraying tools.

Now, as professional painters, they will invest in high-quality supplies and equipment. They will not skimp on quality and instead will use the best tools to deliver the best work.

Furthermore, experts will follow safety recommendations and will also be equipped with the necessary personal protection equipment.

When it comes to technology, you will be surprised at how advanced commercial painters are nowadays. For instance, Benjamin Moore, a famous American paint-based company, previously introduced Gennex ®Color Technology, which can boost both the durability and depth of color that painters are expected to produce. This formulated technology has a few benefits, which includes:

  • Long-lasting results proven
  • Efficient dry times for faster application
  • Color uniformity
  • Zero VOC paints that meet environmental standards

#4. Insurance and Guarantees

Money, Home, Coin, Investment

When you renounced hiring commercial painting services, unfortunately, you run the risk of taking on any liability in case of an accident.

However, it is good to note that these color experts come with their own insurance for their workers and for the site. And, of course, if someone is injured while working or any damage has been done to the commercial space, there is nothing for you to worry as both medical costs and repairs will be covered.

#5. Time Management

Hourglass, Time, Hours, Clock, Amount Of Time

Everyone knows time is money and no one wants to waste their precious money (that is time).

Closing your business or building for the painting job to be done can have a certain degree of impact on your business. However, professional painters have the required experience and skill to minimize the amount of time needed to complete a project.

It is true that even a team of experts can take some time to deliver an outstanding job as they are not magicians. But, they will try to cooperate with you and match up to your schedules so as to avoid any conflicts.

Experts at Paint Central Florida can transform your “ehh” commercial spaces into gorgeous and beautifully finished spaces. If you want to benefit from their services, don’t hesitate to get in touch with them.

 

You’ve been planning and working on that home remodelling project for months.

Painters, electricians and plumbers were hired and you have already bought your new pieces of furniture. But, who will assemble the furniture?

Furniture assembly is a quite complicated job and if wrongly assembled, it can pose a huge danger. Therefore, the only solution left is to hire a furniture assembly company. And, here are some reasons why these professionals are worth your time and money.

#1. Saves Precious Time

stool assembly | Stool components being assembled during a w… | Flickr

At first glance, furniture assembly might seem as though it will only take a short amount of time. That’s until you open the disassembled furniture.

I don’t know why, but people often grossly underestimate the amount of time they will need to assemble a piece of furniture fully. And the result: they can spend nearly the whole day learning about how to assemble a piece of furniture from the installation guide but still unable to do it properly.

Now, honestly speaking (and logically also), don’t you think it’s more beneficial to hire someone who can assemble your furniture within two hours rather than wasting your entire day (or sometimes even more than one day) on it?

If you really value your time (and we all know that time is money), you would offload the work to Best Furniture Assembly Pty Ltd, which can get the job done quickly and efficiently.

Plus, the longer you let that piece of furniture lie in any area of your house, the higher the chances of someone tripping over it and getting seriously injured in the process.

#2. They Have the Right Tools

Tools for furniture assembly | Another Saturday means more f… | Flickr

When was the last time you tried to assemble a piece of furniture? Do you remember wasting time just to look for the proper screwdriver?

One helpful rule of thumb when doing such works is to always use the right tool for the right purpose. For example, don’t tell me you are going to use a brick or washing brush to drive in a nail into furniture.

Therefore, if you don’t want to make several trips to the store to buy tools that you most probably won’t use again, it is better to trust an expert furniture assembly company that has the right tools and the proper know-how on how to use them.

#3. Experienced and Professional

05/11/2008 (Day 2.310) - Flatpack Furniture | Assembling a c… | Flickr

As a homeowner, when you are buying a piece of furniture, you hope that it will last a lifetime. But, to make sure that it does last for a lifetime, it is crucial to assemble it correctly from the beginning itself.

But, have you ever fixed a piece of furniture before? Well, if your answer is a flat no, we both know what could be the consequence. As an inexperienced assembler, you can either miss some important pieces or not fasten something tight enough.

This is why nothing beats experience when it comes to furniture assembly. These professionals deal with this type of work every day and from beds to chairs, they have set up numerous types of furniture. And, even the most complicated one is just like a breeze for them.

#4. They Provide Insurance

Simulator, Calculation, Insurance, Finance, Accounting

This is the one benefit that you don’t usually get when you are assembling the furniture yourself. But when some companies provide you with a liability insurance, you will have a peace of mind knowing that your work will be done correctly and is covered by insurance.

#5. Less Chance of Damage

File:South Coast Plaza earthquake damage in 2008.jpg - Wikimedia Commons

How many times have you accidentally drop pieces or hit walls while trying to move a furniture? Countless times, isn’t it?

Now, imagine what can happen if you decide to take things in hand and assemble that brand new piece of furniture. If I could predict, I would say, catastrophe!

#6. They Will Clean up the Mess

Vacuuming, Vacuuming, Cleaning, Carpet

It’s completely normal that where drills and screws are involved, there will be sawdust and other debris. However, there are many professional furniture assembly companies that clean up the mess that they have made. Spare parts will end up in your hands and there won’t be any garbage left.

Think you might need a furniture assembler after all? Well, contact Best Furniture Assembly Pty Ltd and let them know how you can use an extra hand.

Have you ever wondered why do some homeowners refinance and others do a loan modification? There might be a lot of reasons driving their decisions. In this article, we identify some of the key differences between a loan modification and a mortgage refinance. They both can be beneficial to someone with a high mortgage payment, and so they need help with one of the two options to lower their mortgage payment. They have similarities and differences alike. Let’s check them out!

A refinance simply completing the process of acquiring a new loan for financing your current mortgage. When you do a refinance, you will have to run your credit to meet the minimum requirements to be eligible for the new mortgage loan you are requesting. You will have to provide proof of employment, meet a minimum income requirement, have a good payment history, in addition to other conditions. When you refinance, you are paying off your old loan with a new loan and starting over again. You can take out equity in the property or leave it in. You can often do a 15yr or 30yr mortgage. You might want to do a refinance with a cashout and pay off another high-interest loan such as a credit card, revolving store card, other loans, finance college, buy a new car, among other things. When doing a refinance, your credit score and payment history will be weighed heavily in the final determination to grant you credit or deny you.

Most refinance will take anywhere from about 2-4 weeks to complete, and your old mortgage lender will be paid off. Homeowners will often refinance when the interest rate is at least one percentage point lower than they are currently paying. It’s good to refinance if you intend to stay in the home for at least another 5yrs. The reason why it’s not a good idea to refinance if you don’t plan on staying in the property for at least five more years is due to the fees and closing costs associated with doing a refinance. It is like getting a new loan – in fact, that is exactly what you are doing.

A loan modification is similar to a refinance because it is actually lowering your mortgage interest rate to give you lower house payment. However, there are some key differences. A loan modification is not focused on your credit score or credit history as much, if at all. Some loan modifications don’t ever check your credit history, a small number of lenders do check, but your credit is not weighed much at all for granting you a loan modification. When you do a loan modification, you will rarely get charged anything, and if you do, they are minor changes that are rolled up in the mortgage balance, unlike a refinance. Many people that apply for a loan modification are often in deep trouble with their mortgage payments. They commonly have a poor credit history and will usually not qualify for a refinance.

Not to say a refinance is better than a loan modification, but many homeowners who do a loan modification do it as a last option. Homeowners who refinance do it because they choose, and they can try to use their good credit history to their advantage by getting a lower mortgage payment. Ironically, a refinance and a loan modification will often give you a much lower mortgage interest rate over your initial interest rate. Yet, the requirements for getting them can be so different. One of the disadvantages of a modification is not having a cash-out option whenever the homeowner does it; With a refinance, a cash-out possibility exists. Once the loan is modified, the loan will start over again, with good credit reporting showing up with the credit bureaus.

So you are having to pay the closing cost that will take a few years to recover from before you actually start seeing some actual savings. You will not need to refinance if you are not going to get a lower interest rate of at least 1 point. It would not be worth it in the short term. If you need to cash out without refinancing or selling the property, you might want to consider a Home Equity Line Of Credit(HELOC). It’s like a kind of revolving credit that your home serves as collateral for that loan. You can get access to the funds all at once or over some time. So keep in mind that it is not so much whether you did a loan modification or a refinance because the results are often very similar. The key is to get your mortgage payment lower. Get in touch with the professionals at DLC ESTATE MORTGAGES for all your mortgage needs in

 

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