Have you ever wondered why do some homeowners refinance and others do a loan modification? There might be a lot of reasons driving their decisions. In this article, we identify some of the key differences between a loan modification and a mortgage refinance. They both can be beneficial to someone with a high mortgage payment, and […]
It’s human nature to avoid thinking about our health deteriorating, but it’s a sad reality that nearly one in two Canadians will get cancer at some point in their lives, according to a report by the Canadian Cancer Society. Smart financial planning involves preparing yourself for unexpected as well as expected expenses. You can save […]
A few years ago, most people’s life plan consisted of a relatively common and uniform project: Study until you get a degree, start a family, and keep a good job until retirement age. Simple, safe, quite comfortable and predictable. And most of us would often ask ourselves: what should I study? In which company do […]
Does the idea of starting your own business appeal to you, or are you thinking of expanding the one you already have? Do you need ideas to start your own business? In other words, what are the most profitable small businesses today? Which ones can you start with a small budget? It is important to […]
The ongoing health crisis has been a wake-up call for many families about the need for robust life insurance. While it appears to make sense for adults to have life insurance, so they can provide for those who rely on them in case the unthinkable happens, there has also been an increase in life insurance […]
As the saying goes, the two happiest days in a boat owner’s life are the day you buy your yacht and the day you sell it. It’s no secret, as a boat owner, you’ll have plenty of beautiful memories and fun trips on the water, whether it’s a pond, lake, or the ocean. However, owning […]
With insurance comes utter peace of mind when unforeseen circumstances result in physical or financial damage. When purchasing coverage from an insurance agency, you benefit from competent professionals who are readily on hand for personal appointments and an individual assessment of all your insurance needs. Questions? Your Solutions Are Just One Phone Call Away! If […]
Not a moment goes by when parents aren’t worrying about their children. Is he the appropriate height and weight for his age? Does she get along with other kids? Will they ever eat their vegetables? One thing parents don’t often think about is ‘do I need life insurance for my child?’. Some may even frown […]
So, you’ve beavered away for years struggling to save some bucks for your dream house (in this rocky economy), and now, you just got off the phone with your mortgage specialist, who has some excellent news for you! The agonizing wait is finally over, and you’re pre-approved and ready to dive into the house hunt […]
Here’s a little secret: you can purchase life insurance without a medical exam! (That’s some pretty good news for those who are afraid of doctors, needles and anything doctor-ish!). In this modern era, Canadians have so many life insurance options at hand. With the ability to buy life insurance online, search for different policies and […]
