Category: General

As we approach the halfway point of 2018, one cannot help but notice the amount of technology that we use every day and how it affects our daily lives. While George Jetson isn’t whizzing by in a flying car to his glass condo in the clouds, we are utilizing an incredible amount of technology in normal life, and one of them (which is becoming increasingly popular) is the famous GPS! We can’t deny it; we all use GPS in our daily routines, even if we don’t drive. In fact, if you’re reading this on your phone, you’re reading it on a GPS receiver. 

GPS stands for Global Positioning System. The system uses signals transmitted by orbiting satellites to pinpoint a device’s location and determine any movement over time. On its own, GPS has limitations as it only provides basic information such as coordinates and a few other statistics. Still, when combined with other technology, such as maps, and incorporated into navigational systems, it becomes a powerful tool.

Initially developed by the US Department of Defense for military use, GPS is now widely commercially available to the public, often incorporated into products such as stand-alone or built-in navigation devices for road vehicles and boats, as well as apps for smartphones. Let’s check out some of the mind-blowing benefits of this striking tool!

Available Anywhere

One of the best features of GPS is that because it primarily works through satellite technology, it is available across the entire globe. There is no need to be caught out not knowing your own location, or get lost.

Navigation

Perhaps the most common use for GPS is in navigation systems. Combined with map technology, it becomes a powerful tool for road vehicles and boats. GPS can pinpoint a device’s location with accuracy, and by comparing coordinates, the statistics can be used to calculate the direction of a device of movement and speed. This information can be used to provide step-by-step directions from Point A to Point B in real-time.

Flexible Route Options

GPS gives you route choices in live time, enabling flexibility. You can choose a route according to your particular needs or desires. If you take a wrong turn, a new route can be calculated using GPS. If your direction becomes blocked by an incident, GPS can be used to calculate a new pathway.

Low Cost

The satellites behind GPS are paid for, maintained and upgraded by the US Department of Defense. That means that the system is mostly free, although you may have to pay for a device and software to utilize it. Smartphone apps, such as Google Maps that use GPS, are also usually free.

Easy to Use

Navigation using GPS is generally straightforward and requires minimal skill or effort, certainly when compared to traditional methods and technologies, such as map-reading. In most cases, the user just has to input the destination, and the device will do the rest. GPS is also an easier and more efficient technology to use for tasks like surveying and the study of the movement of tectonic plates.

Updated and Maintained

GPS is paid for, updated, and maintained by the US Department of Defense, so that it is always accurate. Most software, apps, and devices that use GPS are also regularly updated, generally for free. So unlike a traditional printed map which goes out of date after a while, GPS and related technology usually stay very accurate.

Employer Monitoring

Employers can use GPS tracking to make sure that their drivers are behaving responsibly, such as following the quickest route, and not wasting time or fuel by going off track, as well as following speed restrictions. Businesses can also provide better customer service if they know where delivery or service vehicles are at any one time. A fleet of cars can be used more efficiently using GPS.

Crime & Security

GPS can be used as a valuable tool by law enforcement to track criminals or terrorists, using devices they attach to vehicles, or through monitoring the perpetrator’s smartphone. GPS tracking devices can also be used to deter theft by employers or ordinary people.

Safety

GPS tracking can be used by parents to keep tabs on their children. Spouses can also use similar technology to keep track of their partners. Workers and others can also use GPS tracking for personal safety so that their whereabouts are known if there is an emergency.

Neighbourhood Search

As well as navigation, GPS can also be used to provide information on the local area. For instance, finding out where the nearest hotel or gas station is, or discovering nearby restaurants that are open for business. That’s convenient when you are on a long road trip and need to find a place to stop for food, gas, sleep, and so on.

Traffic & Weather Alerts

One of the great things about GPS is that it is all happening in real-time. That means that you can be notified if there is a traffic accident or other hold-up ahead, or if you are approaching an area where there is a severe weather event occurring. Not only can this shorten your journey time, but also improve safety.

Exercise Monitoring

GPS can be used for exercise monitoring and can help amateurs to improve their health and fitness, as well as professional sportsmen and women. It can be used to calculate speed, distance travelled, and even use the information to estimate calories burned.

Buildings and Earthquakes

There are many scientific applications of GPS beyond just navigational matters. It can be used to help detect structural problems in roads and buildings, as well as predict natural disasters like earthquakes through the monitoring of tectonic plate movement.

Surveying

Land surveying takes place before construction or development. Over time, GPS has gradually replaced traditional land surveying techniques, mainly because it is cheaper, quicker, and usually more accurate. It often takes hours with GPS, rather than days. If you’re looking for surveying experts in Melbourne, contact Flat Out Surveying! With over ten years of experience, they provide accurate and surveying solutions for construction and engineering projects ranging from UAV surveying, 3D laser survey to engineering survey and much more cost-effective solutions.

Everyone dreams of their wedding day, some dream of the excellent food that will be served that day, some dream of their wedding attire, and some dream of the wedding décor and some dream of all three of those. Well, I am the one who dreams of the three! Having been engaged for almost 4 years now, my fiancé and I decided to take the next step and go official. We decided to get married, but alas, the COVID-19 ruined everything, and all our plans were being killed one by one. The dream destination wedding was going to be cancelled, the gorgeous décor was cancelled, the amazing buffet was cancelled. When the lockdown was announced, I felt the worst and so did everyone, but then months later, we were back to it again, organizing my wedding in the great pompous way. Well, there was many things that changed and many tips that everyone had to remember because of the coronavirus.

The COVID-19 pandemic has hit the wedding industry incredibly hard. Venues are closing, vendors are going out of business, and couples are scrambling to reschedule or even cancel their weddings. You win, 2020. Can we throw up the white flag now?

But instead of wallowing in a wine-soaked pity party, we want to share some tips and resources. Because action is the antidote to fear, and there ARE things we can do right now to help us from feeling so powerless and out of control. So, to help you out, here are the 12 tips that will help you in organizing an Indian wedding.

Put together your wedding website.

A wedding website is the perfect way to keep guests up to date on all the developments and details of your big day. And the best part? There are some really beautiful, free templates out there for you to take advantage of.

Find the venue of your dreams.

Throw on your yoga pants, grab your laptop, and scope out the comprehensive lists of wedding venues on the internet. Find venues by area, budget, guest count, or style—from rustic barns to non-traditional industrial spaces and even woodsy retreats. And if you need to downsize your wedding, we have an entire section of our site dedicated to event spaces that cater to small weddings of 50 or less. See prices, get deals, and view lots of big, gorgeous photos + wedding videos that basically offer a virtual tour of the event space. Then, book a site visit right there from your couch.

Order or rent the wedding attires.

Rent the highest quality tuxedos and suits online without ever visiting a store! Choose the suit and tuxedo styles, along with thousands of colorful accessories to match your wedding color scheme.

Give your wedding party fashion freedom!

Take advantage of the mix-and-match dress trend by giving your bridesmaids the color palette/event style you have chosen, along with the freedom to pick their own ensemble. Your bridal party will appreciate your flexibility—and you will save loads of time on wedding party shopping trips.

Register for gifts or experiences.

While nothing is more fun than using that little scanner gun, couples at home should take advantage of the wide array of online registry options available. From honeymoon registries to websites like Blueprint Registry that let you add gifts from any store, cross this task off your list by cozying up on the couch and shopping entirely online.

Donate to charity in lieu of favors.

Let us be real: most of your guests will not be sad if they do not receive a tea light candle or glassine bag full of Hershey’s kisses. Instead of spending the time putting together favors, why not donate the money to your favorite charity instead? Then, put up a pretty sign at the reception letting your guests know how they were a part of it. You will not only save time, but you will also give back—and we call that a win-win.

Live Stream Wedding

If you are a modern, forward-thinking couple who wants to tie the knot NOW regardless of what is going on in the world, then a live stream wedding is for you! All you really need is a snappy internet connection and basic technology. There are a lot of great, free streaming services out there. Consider a platform like Zoom, Facebook Live, or YouTube Live. And if you cannot decide on just one, why not stream to multiple websites so your guests have options?

Coordinate Vendors

Even if all non-essential businesses are technically closed, your officiant can still perform the wedding ceremony entirely online. No gathering required! To make it legal, you will want to get your marriage license signed and mailed in just as soon as you are able.

Invite Guests

Since you are getting married virtually, why not go the digital route with your wedding invitations, too? Companies like Paperless Post and Greenvelope deliver elegant electronic invitations that emulate the experience of opening a “traditional” printed invitation.

Set Up

Put your phone or tablet on a tripod, open up the windows for some pretty natural light, frame the ceremony with some potted plants, and put some music on to set the mood. You may also want to have a champagne toast on hand to pop bottles post-ceremony!

Rehearse!

Do a rehearsal so you can be sure your technology and devices are all working properly, and you can easily navigate through the streaming platform. Test your WiFi connection to make sure it is fast and strong. Make sure the lighting is on point, make sure sound is getting picked up and there is no feedback, and that camera angles are capturing the right moments!

Pro Tip: Consider putting a trusted friend, family member, or wedding vendor in charge of the wedding day tech so you do not have to worry about it.

Dress Up

This may not be the exact day that you envisioned, but you can still be a vision on your big day! Choose to wear THE dress or go for something a little more casual (perhaps the dress you planned for your rehearsal dinner). Guys can throw on that formal tux or go for sharp jeans and a sport coat. You are the star of this show, so get yourself gussied up in whatever strikes your fancy!

If you are planning a grand wedding in the future months, then get in touch with Xclusive Designs in Etobicoke, ON. They specialize in designing and decorating any type of event, big or small. Their team of professionals provides a full-service approach blending planning with creative design, styling, and event coordination.

Many older adults don’t consider downsizing an option until they are in a position where they either need full-time support or can no longer manage the upkeep of their home. While downsizing can bring to mind stressful thoughts about decluttering, packing, moving hassles, selling your home – not to mention the nostalgia of leaving behind a house full of memories – seniors can experience life-changing benefits by moving to a senior living community before it becomes a necessity.

Some seniors think that moving to a senior living community will limit their space and their options. According to Diane Reier, Lifestyle Specialist at Aspired Living® of Prospect Heights, a senior living community in Prospect Heights, IL, this is far from the truth. “A leading senior living community grants seniors the type of relaxing and supportive lifestyle they deserve,” says Reier, “without the worries and hassles of homeownership. When it comes to downsizing, the benefits far outweigh the concerns about moving.”

For seniors looking to downsize to a more manageable retirement lifestyle, a move to a senior living community is an ideal way to rightsize your home. While moving out of the family home can be bittersweet, downsizing presents new possibilities for worry-free living with the support needed to maintain as much independence as possible.

Consider some of the benefits seniors enjoy when they release the burdens of homeownership and switch to a carefree, senior living lifestyle:

The Chance to Start Fresh

Downsizing and moving to a new, easier-to-manage community home can give you the chance to begin a new chapter in life. It can be a catalyst for changes for the better! Rather than viewing the move as compaction of your life, be encouraged to see instead as making yourself available to new possibilities.

Less Stress

All of these downsizing benefits inevitably lead to less overall stress for you! A new, smaller home will be more comfortable to keep clean and organized, and someone else will be taking care of maintenance jobs. You can stop worrying about things that take away your time, energy, money, and even health, and start enjoying some peace of mind.

Manageable Space 

If you’re living on your own or with your spouse, chances are you don’t need as much space as you did while raising a family. Downsizing to a smaller home makes it much easier to manage your space. Rather than keeping up with (and paying to heat) empty rooms, spend your energy on the perfect area!

No More Maintenance

Keeping up on household chores or paying for yard work and seasonal maintenance can be overwhelming and expensive. As we get older, these tasks end up taking more time or simply become too difficult or dangerous to manage. At a senior living community, you don’t have to spend your time doing chores. Housekeeping, maintenance, and even transportation are often included.

Security

In a community setting, you no longer have to worry about your safety. Gone are the days of worrying about a break-in or a severe weather crisis, stranding you away from necessities. Plus, communities are usually equipped with emergency call systems, in case you should ever experience a health emergency.

More Time & Freedom

When you downsize your home, you’ll regain the free time lost on homeowner responsibilities and spend it on the things you love. Feel like spending the day finishing that novel? Go ahead – you don’t have to cook or clean. Want to go away for an impromptu trip? Your home is safe and secure within your community.

Social Engagement

Maybe your nest is empty, kids and grandkids live out of town, or friends have moved away. Naturally, your social circle might have shrunk in size over the years. At the senior living community, social interaction and involvement are effortless and accessible. With exceptional programming, clubs, and day trips, there’s always something fun to do. It’s easy to make new friends and meet people with similar interests. Plus, friends and neighbors are always close by to grab lunch, see a movie or just sit and chat.

Financial Benefits

Along with homeownership come the financial burdens of taxes and home repairs. Significant repairs and home emergencies (when the furnace stops working, or the roof starts to leak) could cost you thousands of dollars. Even small maintenance adds up. At a senior living community, you no longer have to worry about pricey replacements or other uncertain financial expenses. Without the burdens of paying for repairs or property tax, you can put your home equity to good use.

Are You Ready to Make the Move?

If the thought of downsizing has been troubling you, we hope we’re giving you some reasons to look forward to making the big move. Are you ready to make a move but have been hoarding clutters for years? Do you need some help to get rid of all of them? Don’t worry! Families In Need/Caring Transitions of South Florida is here to lend a helping hand!

An engagement ring is traditionally offered by an individual to their prospective spouse to propose to them. It indicates that the person wearing them is engaged and will be married in the future. If tradition dictates that the man chooses the engagement ring alone before making his proposal, the choice is often made by both individuals as well. 

 While choosing this symbolic jewelry, one can sometimes encounter certain difficulties. What type of ring to choose? Which materials? What size? So many questions with answers that will mostly depend on the preferences of the future bride as well as the budget that you want to dedicate to this gem. Here are some tips to enlighten and inspire you to help you choose the right ring!

1) The Budget

First of all: you have to set a budget. There are different price ranges for engagement rings. It all depends on the size and amount of stone/diamonds in the ring. Generally, you have two options available. You can either choose a ready-made ring or have a custom-made one. Contrary to popular belief, custom-made rings do not necessarily cost more.

2) What Are the Different Types of Engagement Rings?

To find your way around the different types of engagement rings, here are a few pointers that you may find useful:

Which Metals?

  • Silver: for an engagement ring, silver is generally not recommended. If its shiny and stainless appearance may seem striking, silver is a metal that easily gets scratched and bend under pressure. Moreover, silver rings will eventually tarnish and have to be cleaned occasionally to maintain their shine. Hence, it’s not the best choice for a piece of jewelry that’s supposed to last a lifetime!
  • Platinum: used in fine jewelry, platinum is a precious metal which, like gold, has a long lifespan. On the other hand, platinum requires a lot of precise work and detailing, which makes it particularly expensive.
  • Gold: this is the main metal used. Jewelries made from pure gold (24 carats) are rare since the metal is not strong enough to last for a long period of time. The majority of them are designed in 18-carat gold, meaning that other types of metals have been added. It is this particular mixture of metals that provides jewelries the gold colour (yellow, pink, white or black). For example, rose gold is achieved due to a higher amount of copper in the alloy.

3) Which Stone to Choose?

Precious stones

There are 4 precious stones, namely, 

  • Diamond 

When we talk about engagement rings, diamond is the gemstone we most often think of. Symbolic of eternity and purity, the diamond remains the most popular stone.

  • Emerald

As one of the most auspicious stones for engagement rings, the shimmering green of the emerald is a symbol of hope and fertility.

  • Ruby

If you’re looking for passion and happiness, you can opt for ruby, one of the rarest and intensely red gemstones.

  • Sapphire

Brought back in fashion with Kate Middleton’s engagement ring, the deep blue sapphire evokes loyalty and symbolizes love. 

Semi-precious stones

Semi-precious stones are more affordable than precious stones. However, it is generally not recommended to select a ring with a semi-precious stone. While these may seem tempting, they are of lower quality and may not last a lifetime.

4) Their Resistance

Although the stone’s beauty is a determining factor, it is also necessary to take into account its resistance. Indeed, scratches and oxidation (rusting) can deteriorate your ring over the years, so it is essential to know a little more about the complex world of precious stones and minerals.

5) The Style of the Ring

It makes sense to choose the ring that best suits the personality of your soulmate. If she has a very classic look, wears discreet jewelry, then avoid opting for a monstrously large stone! It is also useful to think of the ring in accordance with the type of lifestyle one maintains. For instance, you may consider whether your partner will be comfortable wearing the ring you chose daily. Lately, the trend has been vintage. People have been coming back a lot to traditional rings, with a slight vintage side and shape. 

6) The Size of the Ring

One of the questions that will arise during the purchase of an engagement ring is the size of the ring finger. Generally, the dimensions are classified from the smallest to the largest. If you have no idea about it, don’t panic! Most can help determine which size will be ideal. 

And yes, it is not an easy task to choose an engagement ring, but Hofland Diamonds Inc is always here to help you! They specialize in designing and creating custom luxury jewellery. Whether you’re drawn to vintage or more modern styles, you can be sure to find the perfect engagement ring that suits your budget at Hofland Diamonds Inc

When the pandemic happened, many plans were gone to waste and many hopes were lost, this hardship situation was difficult to deal with for many people. Some people could not fulfil their life-long dreams, some could not have their dream wedding, and some saw their dream outfits being altered with the wearing of masks becoming compulsory. I remember one of my friends had to get married on the date that the government installed the lockdown. The desperation on her face was palpable and I could not do anything except hope for this situation to be over soon. As times passed, the situation worsened and the fear of her dream wedding slowly faded way, we all managed to move on until both the bride and groom wanted to have a wedding during the pandemic. It was going to be one of its kind and yes, it was going to be memorable! There were so many things that was going to be different and so many things would be still normal. The wedding had to be conducted only among closed family members and everyone should respect the social distancing. We planned all accordingly and managed to have a beautiful wedding that exceeded everyone’s expectations.

If you are planning your wedding or someone else’s wedding during this pandemic and you are in need for ideas, then here is some help from me!

Open-air venue and well-spaced out table arrangements

In the post-pandemic era, people will look forward to socializing again, however, they are still expected to be skeptical about attending mass gatherings. In such a world full of heightened cautiousness, wedding planners or couples need to take all precautionary measures while organizing mass gatherings, especially weddings. An open-air or outdoor wedding means plenty of space, which could help people maintain physical distancing as compared to an indoor wedding. Furthermore, a well-thought-out seating arrangement is essential to reduce risks. Venues should organize bigger tables with limited seating to maintain distance between people. For instance, a table for 10 should be assigned to 5 guests only.

Tweaking the buffet-style service

The highlight of any Indian wedding is its lavish buffet. In an effort to comply with physical distancing measures, this is about to change too. While some couples may still opt for buffet-style service, precautionary measures like a contactless serving of dishes will be the norm. For example, one designated server will be assigned to serve a dish each at the buffet to avoid guests touching the cutlery/spoons.

Opting for family-style entrees or sides at the table is another way to ensure the safety of guests, thereby avoiding serpentine queues at the food counters, where people tend to gather in close proximity at weddings. Needless to say, if it is a buffet-style service, line marking to maintain six feet distance between two people will be important. Besides this, caterers will also have to ensure that the raw materials or ingredients for food preparation are sourced from trustworthy suppliers, who ensure utmost cleanliness while delivering the stock from the farm to the venue.

As weddings go local, they also go virtual

In the aftermath of the pandemic, we can expect couples to opt for local weddings in their hometowns, instead of destination weddings. Additionally, overseas guests may prefer being a part of the celebration virtually, due to restrictions for non-essential travel. Furthermore, live streaming wedding ceremonies are a foreseeable trend in the near future. Therefore, wedding planners and venue operators can expect a surge in demand for such services post-COVID-19.

Impeccable hygiene standards

Right from the entry to exit, venues need to place sanitizers and hand napkins at every point. Guests should be able to sanitize their hands-on arrival, have access to cleaning and protective equipment at their tables, ample availability of handwashes and sanitizers should be made in the washrooms. To avoid overcrowding the washrooms, guests should have a designated waiting area where they can maintain physical distance from each other. All venues should diligently disinfect spaces pre and post the wedding function.

Apart from venue hygiene, even makeup artists and photographers documenting the wedding will have a certain SOP to follow in the post-pandemic phase. To ensure that the bride feels safe, makeup artists and hairstylists will wear masks and sanitize their products. With regards to photographers, the wedding party will prefer a smaller team to cover the wedding. Additionally, as weddings are set to be more intimate, a large team will not be required at the venue.

Contactless Greetings

Greeting each guest is suggested etiquette for couples, but what will this look like at weddings during and after COVID? New replacements will emerge bows, waves, winks, you name it. (One of our favorite ideas was the replacement of the traditional receiving line with a contemporary “gesture” line. Just, no obscenities please.)

It is important to remind your guests of how to interact when they enter your wedding space. While people will most certainly be excited to greet each other, social distancing signs and reminders could encourage your guests to be mindful.

Adapt to a post-COVID-19 culture

Societal norms call for handshakes and hugs during milestones and celebrations like weddings. With the entire world maintaining social distancing, couples will prefer to opt-out of the gift-exchange and photo sessions that typically occur at wedding receptions.

The new normal for weddings across the world is going to be significantly different. In the meanwhile, it is time to stay educated, make more informed decisions and rethink safer ways to plan happy and safe celebrations post the pandemic.

Sand Castle is the perfect wedding venue if you are looking for uniqueness and sophistication. They guarantee that your guests will be astounded by their attention to details and their commitment to using only the freshest ingredients possible.

Here’s a little secret: you can purchase life insurance without a medical exam! (That’s some pretty good news for those who are afraid of doctors, needles and anything doctor-ish!). In this modern era, Canadians have so many life insurance options at hand. With the ability to buy life insurance online, search for different policies and look up the different types of life insurance available, it’s no wonder they’re discovering how convenient it is to get a life insurance policy with no medical exam. Is this option better, and if so, why? What are the points to watch out for, and what are the perks? Here’s everything you need to know about non-medical insurance policies in Canada!

Why Does Life Insurance Require A Medical Exam?

Before we jump start, first things first. Why does life insurance require a doctor’s visit? Traditionally, obtaining life insurance requires a medical or health exam; the insurance company wants to assess all risks associated with your health. Details about your medical condition, family medical history, drug usage, smoking status, critical illness, and more help the insurance company determine how risky it may be to get you insured.

If you go through the exam and are deemed in above-average health, an insurance company can offer you a lower rate. On the flip side, if the exam establishes that there may be health concerns looming, insurance companies will typically place a rating on your policy, which is an additional premium to compensate for the elevated risk they take.

Can I Get Life Insurance If I Have Health Concerns?

Yes. Depending on the specific ailment(s) in question, many life insurance products are available for Canadians with medical conditions. The choices may be limited, depending on the state of your health. However, there’s an increasing number of products that cater to those with prior medical conditions. Many of these also offer coverage, with some limitations, without requiring a medical or health examination.

But What Is No Medical Exam Insurance?

In today’s tech-driven world, where instant gratification is available at the click of a button, it is no surprise that no medical life insurance policies are the fastest-growing segment of the life insurance market. This type of insurance refers to a category of life insurance products that don’t require a medical exam or a physical or even a medical statement from your doctor.

Increasingly, Canadian insurance companies are offering life insurance policies that don’t require a medical examination. Canadians are in a time crunch, between work, children, and other obligations – no medical life insurance makes obtaining coverage easier for their potential clients. 

How Much Life Insurance Can I Get Without A Medical Exam?

It’s possible to get up to $1,000,000 in insurance coverage in Canada without a medical examination. The amount of life insurance you can get without a medical exam depends on the type of policy you apply for, your age and the insurance company you choose. (And if that’s not enough, combine two or more policies to get the amount you need.)

It can sometimes be mind-numbing to explore all of the various products because of so many insurance options out there. The best thing to do here is working with an insurance advisor; they can help you compare different policies across multiple companies. 

For Whom? 

Because of its ease of application, no medical exam life insurance is particularly suitable for people who were refused life insurance following an underwriting review, or who suffer from serious health problems such as cancer. People with riskier lifestyles, such as those practising extreme sports or working dangerous jobs, or people simply wanting to be insured without delay, are regular customers of this type of insurance.

Why Should I Get A No Medical Life Insurance Policy?

#1. Stress-Free

There’s no doubt about it. Being able to secure life insurance bypassing a medical exam is very convenient. You no longer have to bother scheduling a visit with a nurse, fasting for 12 straight hours and trying to have a healthy diet in the days leading up to the exam (oh yes, you can use these tips to ace your medical test if you decide to go that route).

And who says no medical checks says no needle to suck up your blood (doctors won’t steal your blood), no need to provide a urine specimen, no scale to take your weight (your weight can be kept a secret) and no blood pressure meter thing on your arm! However, no medical exam policies still ask your health history and look at your public reports.

#2. Price Ain’t A Factor

Yes, price is an excellent reason to look into a no medical exam life insurance. In many instances, applying for life insurance without a visit with the nurse can save you money. Just think about it, how long has it been since your last physical. If it’s been a year or longer, how can you be sure that your cholesterol, blood counts or sugar levels are all in check? You can’t. If you decide to go with a medical exam policy, you might be moved to a different health category due to elevated blood pressure, for example.

#3. Available Riders

That’s one of our personal favourites. Many of the no medical exam life insurance policies include build-in riders. These riders are often referred to as living benefits. In a nutshell, life insurance with living benefits allow the insured to accelerate his or her death benefit while still alive, in some cases. In other words, you don’t have to die for your life insurance to pay. That’s a huge benefit. With the modern advancement of medicine, you might survive a heart attack, but could you afford it?

#4. Zippy Process

You need coverage as soon as possible. You can’t wait 4-6 weeks for underwriting to be completed. Life insurance policies without a medical exam tend to have faster processing time. Many policies can be issued almost instantly or within 48 hours. This is extremely important if you have to get life insurance right away. There are many instances where people are required to secure a policy due to a loan application, work, divorce decree, etc. Obtaining a policy without an exam will provide the speed and coverage needed.

The contemporary life insurance market is way more extensive than a source of income for beneficiaries when catastrophe strikes. With a plethora of options, these plans offer you and your entire family peace of mind. They often give your money investment opportunity to allow you to enjoy the money invested during your lifetime.

Choosing the perfect life insurance plan depends as much on your financial needs than your health class rating. Are you looking for no medical and simplified issue life Insurance in the surrounding of Toronto and the GTA? Contact Nonmed Insurance Inc. to have your own personal plan!

Cleanliness in the puppy is an important step in its evolution. In the dog, it corresponds to a need for phylogenetic marking which is common with the wolf and linked to its specific renal system. This need and this system are the surest means of making a dog clean very quickly, without any real learning other than that of using its natural faculties. Together with the dog, the cat is the other animal that can be “cleaned”. For this feline, it is an innate (phylogenetic) survival characteristic, in order not to be spotted by other predators.

How does the marking reflex work?

In territorial animals, tagging uses all possible and imaginable means to delimit a territory and let intruders know that they are not welcome: urine, feces, odoriferous glands, etc. The more they will be noticed, the better the territory will be delimited and identified. However, this type of marking is only an expression of a much more general model of communication, as many non-territorial animals also use it. In fact, neither the gray wolf nor the dog are territorial animals. Rather, they are considered social animals and tagging is primarily a powerful vehicle for communication between individuals in a group.

Kidney system of the dog

In order to be able to dispose of urine for marking purposes, the dog has a very specific renal system, the essential feature of which is that it is designed to retain urine and store it. This system is moreover common to both dogs and bitches, which will greatly facilitate their learning of “cleanliness” in a very simple and quick way.

Marking in dogs

The uses of marking in dogs are multiple:

– to give information on its presence, age, size, health, emotional state, determination;
– to mark his path, to know where and when he has already passed, if it is an unknown place, what he – – has felt there (fear, for example);
– to mask disturbing smells (e.g. fear pheromones left by another dog);
– to reassure himself.

This represents a whole language, many aspects of which escape us. By promoting this natural and important type of communication, we will only be using the dog’s restraining faculties. Of course, at home, he may also want to use marking (masking worrying smells, indicating his presence, reassuring himself, etc.). However, it won’t take long to make him understand that there is a place for that: outside.

Influence of food

The study of a behaviorist (Eric Laborde in Good Food, Good Dog – 2015) on dog excreta in public spaces has highlighted the major influence of a dog’s diet on its excreta: frequency, composition, smell, consistency, weight, and volume. This seems obvious at first glance, yet the results are quite surprising.

They are as follows:

– With an industrial, dry or wet, private label, veterinary, brand name, or even organic food, the weight of the droppings is between 30 and 50% of the ingested mass.

– With a healthy, natural diet, the weight of excreta is between 10 and 15% of the mass ingested, i.e. 50 to 70% less. Grey wolves generally have 10 %.
This influence will have very clear consequences on :

– the capacity of the dog to be able to retain itself;
– the frequency and times of his outings;
– more generally on the evolution of his state of health: incontinence, diarrhea, colon, pancreas, kidneys, etc.

Cleanliness of the puppy and digestive system

A large gray wolf ingests between 3 and 4 kilograms of meat in a single meal. It will then spend between 34 and 38 hours digesting it. Since it is not a territorial animal and since excrement, by its stronger odor and dispersal power, is likely to attract the attention of other predators or other packs, it will prefer to move away from the group and very often find a bush to defecate.

On the other hand, a dog eats much less in a single meal, but above all has a much shorter digestion cycle, between 8 and 12 hours:

This already means that if he takes 2 meals a day (split), it will produce 2 digestion cycles, and thus 2 distinct needs, at 2 distant moments of the day.

Moreover, depending on the type of food, industrial or natural, a dog may need several outings per day (increased frequency). Also, the congestion of the colon, and therefore the urgency to empty it, will be proportional (less holding capacity).

Nevertheless, just like the gray wolf, the dog will always prefer to take its droppings out of its living area, as long as it is encouraged to do so “naturally”. Learning how to use the gutter can then be simple since it corresponds to this need to “conceal” the dog’s droppings.

However, you can contact First Coast Scoopers in Jacksonville. They are the premier pet waste cleanup service providing Commercial Poop Scooping, Pet Waste Station, Pet Waste Bag, Pet Waste Station Service, and Residential Waste Cleanup. This way, you will be able to enjoy quality time with your pet and you won’t have to worry about the dirty job.

Hope this post helps you out with your pet’s cleanliness. Remember to leave your comments and share your experience with our readers in the section below!

Thousands of chemicals are used in workplaces. These can be released into the air under different forms, such as gas, vapors, mists, and dust. Depending on the level of exposure and the type of chemical product, they can cause various illnesses quickly, including acute poisoning or more slowly over time, and eventually become chronic. Some examples of such chemicals include:

1) Pesticides

Pesticides are chemicals that are applied to crops as sprayers, aerosol, and powders to protect plants against insects, rats, snails, and mold. Most contact with pesticides occurs in agriculture. Workers are exposed to pesticides through inhalation, ingestion, and the skin as well. They can cause a variety of symptoms and illnesses, including nausea, headache, vomiting, muscle weakness, respiratory problems, etc., if not disposed of properly.

2) Solvents

A solvent is a chemical, usually a liquid, which can be used to dissolve other substances. For example, water is a solvent that can dissolve salt. Solvents often provide the right conditions for chemical reactions. A solvent that is also generally ingested is ethanol, that is, alcohol grain, the type found in alcoholic beverages. Most of the problems encountered due to ethanol are after consuming too much alcohol. Some solvents like benzene, are hazardous even at low levels of exposure and can be toxic to the liver and kidneys.

3) Acetone

Ketones are used in the coatings of surfaces, dyes, inks, etc. A common ketone is acetone, which is found in cleaning products. Acetone is safe when used in a ventilated place but can easily catch fire otherwise. Ineffective management and overexposure to acetone can cause headaches, nausea, and even affect the nerves, leading to peripheral neuropathy.

4) Carbon Monoxide

Carbon monoxide is a poisonous gas resulting from the combustion of a fuel. Sources of carbon monoxide include non-electric forklifts, compressors, and generators. Workers highly exposed to carbon monoxide include firefighters, petroleum workers, heat insulators, or any person who works in a place, or even in a house, where the heater functions poorly. Carbon monoxide can cause headaches, nausea, confusion, convulsions, coma, brain damage, and, ultimately, death. It is also considered as the leading cause of death by chemical substances in homes mainly due to the bad state of heating systems.

5) Mercury

Mercury, a heavy and silvery-white metal is the only element that remains liquid even at room temperature. Mercury is found in thermometers, barometers, batteries, some types of electrical switches, and electric medical devices. It is also used in plating, jewelry, tanning, and dentistry. If not disposed of safely, mercury may have serious consequences both on human health and the environment. For instance, the use of mercury in gold mines has poisoned many people and caused serious damage to rivers and streams.

6) Lead

Lead is one of the most common chemicals that can cause serious health issues. This heavy and dark gray metal can be found in a wide variety of industries and in the environment. The main uses of lead are in accumulators, alloys, pipes, cable sheaths, electric welding, and as an additive in paints and plastics.

Workers are exposed to lead mainly by inhalation and ingestion of lead’s dust. Lead is particularly harmful because it damages nerves and can stay in the body for an extended period. Short-term exposures can be the cause of lead poisoning, which can be acute (rapid onset) or chronic (which lasts a long time). Acute lead poisoning causes cramps, upset stomach, constipation, and colic, while chronic lead poisoning causes memory problems, nervous disturbances, and anemia.

7) Nickel

Nickel is a hard, silvery and magnetic metal. Nickel is used in stainless steel production and electroplating. Workers can be exposed to nickel through skin contact and their respiratory pathways. Exposure to nickel can happen during mining operations, metal melting, or other machinery jobs. Improper disposal of materials containing nickel can cause allergies, rashes, or asthma. For example, skin allergy can occur when nickel comes into contact with the skin. High exposure can also cause lung cancer.

The team at Action Hazmat Companies has the necessary skills to manage the entire process of disposing of used or unused chemicals for you. These chemicals can be dangerous and pose risks if spilled or mixed. They always ensure that strict regulations are followed for the safe and efficient storage, packaging, transportation, and disposal of these chemicals. Their lab pack services are performed in a way that protects the people who use them while minimizing regulatory risks and promoting sustainability. Additionally, they also prepare the necessary documentation for transport while maintaining personal protection and regulatory compliance. Whether you manage healthcare facilities, laboratories, schools, or factories, you can rest assured they will help you with the disposal of chemical substances! What are your views on chemical substances? Share it with us!

Hiring new employees can be a bit of a tightrope. Without a doubt, job openings involve a lot (like, a lot) of steps! There’s a couple of things that must be done by companies every time there are vacancies. For example, the job description should be posted online so that interested parties can submit their applications. The employer must then screen these submissions, shortlist qualified candidates, and conduct interviews. Some employment procedures consist of telephone interviews, followed by face-to-face meetings. These interviews usually provide the employer with the information they need to make an intelligent hiring decision.

But hang on a second! The above discussion ignores one of the most fundamental elements of any job candidate selection process: background checks. Think you don’t need a background check to make the right hiring decision? – Think again!

Proper hiring practices involve digging into candidates’ backgrounds to get a better idea of their abilities and job performance. However, these results should be evaluated while respecting each candidate’s privacy and complying with applicable laws. Background checks are intended to assist in assessing skills and competencies and should be conducted for this primary purpose. Check out the importance of running a pre-employment background check before finalizing an applicant’s employment!

Get A Full Picture of Your Applicant

It can be overwhelming for any employer to receive a flood of resumes for a job opening. There may be several candidates with exceptional qualifications for the same position. It can be challenging to identify the one who stands out. At a basic level, the background check consists of determining whether the information provided by a candidate is true and accurate. It also provides a picture of the candidate beyond the paper (or what was discovered during a brief interview).

Help You Cut Through The Façade

Many candidates dishonestly apply for jobs and submit fraudulent resumes: they makeup work histories, beautify their previous job titles and duties, or even change their hiring date. Pre-employment checks include calls to former employees to ensure that the information on the resume or application is accurate. If not, you know you have a dishonest candidate on your hands. And if there’s something no employer wants, it’s a worker they know cannot be trusted. Background checks can help you cut through the facade and find out who that person really is – especially if it’s someone you want to hire.

Highlight Criminal History 

One of the main reasons why most employers run pre-employment background checks is to flag any criminal convictions in an applicant’s past. Sometimes, these penal charges posit someone as dangerous, unreliable, untrustworthy, or otherwise not suitable for hiring. The background check can be considered a preemptive measure to ensure the integrity of the organization and employees’ safety.

Individuals may not be suitable for certain positions because of certain aspects of their history. A person with a criminal history may not qualify for a security guard position. If an individual has had a history of substance abuse problems, they may not be able to work in a hospital where drugs and medication are readily available. Some types of information can only be found after a thorough screening process.

Flag Past Infractions

Along with criminal history, some background checks will highlight driving records, credit history, or other information. It’ s true that sometimes an incomplete driving record with numerous license suspensions, or a credit history full of missed payments and debts, will not affect an applicant’s ability to do the job in question. However, for jobs that actually involve driving a vehicle or handling money, this information is extremely pertinent.

Protect Your Organization

It’s no secret, some of the candidates you’re going to meet in a pre-selection are simply dangerous. From violent criminals to sex offenders, there are people you can’t risk hiring. But what if you don’t know the risk of recruiting these people? What if you employ a sexual predator without doing a prior background check, and that person assaults or rapes one of your clients or other employees? You could be held responsible for such incidents! So, make sure you conduct a background check to protect your employees and customers!

Complete Peace of Mind

You never want to wonder whether or not you can trust an employee. Employment Verification can help you avoid common concerns and give you the peace of mind you need to run your business smoothly.

Background checks are one of the most critical steps in the pre-employment screening process, which is necessary for small businesses and corporations before deciding to hire. However, the process can be cumbersome, hectic, and expensive. From vetting applications to reviewing candidates, these processes are incredibly lengthy and often take a toll on a company’s overall productivity. But don’t worry, Brevard Background Check is here to lend a hand! Staffed by highly qualified professionals, they conduct intensive background checks for various organizations in Brevard County. From fingerprinting and drug screening services to electronic searches and criminal record searches, they make sure you get all the information you need about your future prospects.

Unless you want to redo the interview process in a few months, when your hiring doesn’t work out, do background checks to make sure you’re making the right decisions. We promise you won’t regret it.

Effective and reliable, fingerprinting has clearly become the preferred solution for criminal background checks in various fields. But what is it?

A fingerprint is a mark or impression left by the papillary ridges (surface of the palms or ends of fingers where the sweat pores are open) present exclusively on an individual’s hands and feet. These are unique for each individual, including twins, but they differ for each finger of the same person. Fingerprint data is largely used in various sectors for background checks, especially to identify a person’s criminal record.

 Most industries use this service to protect people and property within their premises from malicious acts such as theft and intrusions. Whether it is an employer, any regulatory authority of a profession, an organization, or even the owner of the apartment that you wish to rent, they may ask for the authorization for a fingerprinting service to establish a criminal history to check the past acts of all individuals. For instance, an employer might get a fingerprint background check done to potential candidates as a step to assess whether the person’s collection of data on offenses such as convictions, charges, pending warrants, court orders, and others might negatively affect the job they are going for. Companies can conduct fingerprinting scans to trace an individual’s previous records, whether it concerns recruits, volunteers, promotions, or other business needs.

Other types of file verifications that are based on the provisions of names (even previous names and aliases), date of birth, addresses, and other points of data of applicants can easily be modified. They are not always reliable due to the common surnames of people, misspellings, use of nicknames, and several name changes. On the other hand, fingerprints are much more effective. Each person’s fingerprint is unique and there have also been several advancements in the technologies used to scan fingerprints over the past years. Hence, an individual cannot fake his identity, and more thorough and accurate information can be retrieved. Additionally, it is also a background check method that meets government requirements, particularly when there are immigrants involved in employment screening.

Nowadays, background checks have become a necessity since it defines once and for all whether a person poses any kind of risks to any domain. If you own a company and want your new hires to go through this process, Brevard Background Check provides professional fingerprinting services and fingerprint for Level II criminal background checks State (FDLE) and federal (FBI). Contact them for more information!

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